How To Play Winning Baccarat

06.09.2023 <3 minute to read

Playing baccarat and achieving success is actually quite easy. Moreover, baccarat has a low house edge and is a simple casino game to play. In this article, I will give you a brief overview of the different variations of baccarat and provide some valuable tips.

Additionally, the betting options in baccarat range from as low as $100 to $1,000, allowing players with smaller bankrolls to participate in “mini baccarat.”

When you visit a land-based casino, you will find the baccarat table among other gaming tables. Although the rules remain the same, there are minor differences. In regular baccarat, the players handle the card dealing themselves, while in mini-baccarat, the dealer takes care of distributing the cards. It is important to note that baccarat is a game purely based on chance, relying on luck rather than skill.

Primary Bets in Baccarat

Both regular baccarat and mini-baccarat have only three main bets: the banker, the tie, and the player. Before engaging in a game of baccarat, it is essential to understand the rules.

It is worth mentioning that the number of decks and the house edge can vary among different casinos. Traditional baccarat uses eight decks of cards, while mini-baccarat typically uses six decks.

The payout for tie bets can vary, with some casinos offering odds of 1 to 9. However, casino supervisors quickly realized that these high payouts were susceptible to card counting techniques.

Guidelines for Playing Baccarat with Real Money

  • Always place bets on the banker’s hand consistently.
  • Avoid wasting time by taking notes or tracking every hand from the shoe.
  • Occasionally consider placing bets on the player’s hand.
  • Always steer clear of tie bets.
  • The dealer may ask if you want a third card drawn for the banker’s or player’s hand.
  • Look for online casinos that offer a lower commission rate on winning banker bets.

How to Achieve Success in Baccarat

In Baccarat, players place bets on whether the Player’s hand or the Banker’s hand will win. Typically, the casino uses a long shoe containing eight decks of cards to deal them.

The Player receives the first set of cards, followed by the Banker. Each player is dealt two cards. An ace is worth 1 point, while low cards (2, 3, 5, 6, 7, 8, and 9) hold their face value. High cards such as tens, jacks, queens, and kings have a value of zero. The hand that comes closest to a total of 9 wins. If the sum of the two cards exceeds 9, the value is adjusted by dropping the first digit, and only the second digit is considered as the total. Here’s an example:

– Two eight cards add up to 16. Remove the 1, and the hand value becomes 6.

– A queen and a 5 equal 5.

– 7 and 3 make 10. Eliminate the first digit, and the hand total becomes zero, also known as baccarat.

In certain situations, either the Player or the Banker may draw a third card to improve their hand.

Playing Baccarat Online with Different Winning Bets

Lucky Pair

Some online gambling platforms that accept players offer an additional betting option in Baccarat. This means that if the first two cards dealt to either the banker or the player form a pair, players can place a side bet. Side bets in table games usually involve higher stakes, and the Lucky Pair bet is no exception.

Optimal Chances of Winning

Finding casinos, whether offline or online, that provide the best odds can be challenging. In the past, some online casinos used to charge a commission of only 4 percent, effectively reducing the house edge to 0.5 percent.

In certain cases, these casinos even offered a reduced commission of 3 percent exclusively for high rollers, further decreasing the house edge to a mere 0.15 percent. Discovering an operator that offers such favorable odds significantly enhances the enjoyment of the game.

If your goal is to maximize your winnings in Baccarat, consider exploring 10 tips to enhance your gambling skills.

Approach to Successful Baccarat Betting

In baccarat, there isn’t a specific betting strategy that guarantees success. However, I can offer some advice: never place bets on a Tie (Egalite). It is the worst bet on the table, carrying a high house edge of 14 percent.

If you plan to have a short gaming session, it is recommended to bet on either the banker’s hand or the player’s hand.

Effective Money Management

Managing your bankroll is crucial in a game with even odds that can experience significant fluctuations. If you intend to play a full session, it is advisable to bet at least 40 times your stake.

To put it simply, if the minimum wager at the table is $25, your bankroll should be $1,000. Additionally, if you achieve a profit of 50 percent, consider withdrawing your original stake along with half of that profit.

By doing so, when you decide to leave the table, you will have a 25 percent profit.


The most effective approach to playing baccarat and increasing your chances of winning is to consistently bet on the banker’s hand. Don’t be deceived by non-commission games; regular baccarat provides better returns on your bets.